Can I code with AI for free on Android?

Short answer

Yes. PocketCode's AI chat is free for everyone — you bring your own access: an API key from OpenAI, Claude or Gemini, a GitHub Copilot sign-in, or any OpenAI-compatible endpoint. It's not an AI reseller: no credits are sold and nothing is proxied, so you pay only your provider's usage directly. The multi-agent engines, Swarmcode and Cortex, are Pro.